COMMERCIAL

Commercial Checking

National Bank of Commerce has checking solutions for businesses of all sizes that are tailored to the level of your business activity.

 Please contact your Banking Representative to discuss your individual needs.

  Simple Business Checking Small Business Checking Analyzed Business Checking
Summary Basic checking account for businesses with minimal account activity per month A perfect account for businesses with a moderate amount of account activity per month Our premium business checking account for businesses that have larger volumes of account activity each month
Minimum Opening Balance $100 $100 $100
Minimum Daily Balance $2,500 $5,000 None
Monthly Fee (if under minimum balance) $5 $10 See National Bank of Commerce Fee Schedule for analysis details
Service Charges None when within allowed items processed per statement cycle. None when within allowed items processed per statement cycle. Receive earnings credit for average balances maintained in your account, which may offset some or all of the service charges that otherwise apply
Transactions Items* 20 items processed at no charge per statement cycle ($.25 for each item in excess of 20 per cycle) 300 items ($0.25 for each item in excess) Unlimited
National Bank of Commerce Debit Card Yes Yes Yes
Complimentary NTouch Online Banking Yes Yes Yes
Complimentary Bill Pay Yes Yes Yes
Monthly Image Statement or E-Statements Yes Yes Yes  

*Items processed includes deposits, deposited items, checks and debit transactions.

Simple Business Checking

Summary

Basic checking account for businesses with minimal account activity per month

Minimum Opening Balance

$100

Minimum Daily Balance

$2,500

Monthly Fee (if under minimum balance)

$5

Service Charges

None when within allowed items processed per statement cycle.

Transaction Items*

20 items processed at no charge per statement cycle ($.25 for each item in excess of 20 per cycle)

National Bank of Commerce Debit Card

Yes

Complimentary NTouch Online Banking

Yes

Complimentary Bill Pay

Yes

Monthly Image Statement or E-Statements

Yes

 

Small Business Checking

Summary

A perfect account for businesses with a moderate amount of account activity per month

Minimum Opening Balance

$100

Minimum Daily Balance

$5,000

Monthly Fee (if under minimum balance)

$10

Service Charges

None when within allowed items processed per statement cycle.

Transaction Items

300 items ($0.25 for each item in excess)

National Bank of Commerce Debit Card

Yes

Complimentary NTouch Online Banking

Yes

Complimentary Bill Pay

Yes

Monthly Image Statement or E-Statements

Yes

 

Analyzed Business Checking

Summary

Our premium business checking account for businesses that have larger volumes of account activity each month

Minimum Opening Balance

$100

Minimum Daily Balance

None

Monthly Fee (if under minimum balance)

See National Bank of Commerce Fee Schedule for analysis details

Service Charges

Receive earnings credit for average balances maintained in your account, which may offset some or all of the service charges that otherwise apply

Transaction Items

Unlimited

National Bank of Commerce Debit Card

Yes

Complimentary NTouch Online Banking

Yes

Complimentary Bill Pay

Yes

Monthly Image Statement or E-Statements

Yes

*Items processed includes deposits, deposited items, checks and debit transactions.