PERSONAL

LIFE Checking

LIFE Personal Checking gives you four options for the way you live. Each account offers the standard features you expect, plus the value you deserve.

Call us at 877-733-6862, or visit one of our branches to find out how our checking services can offer you convenience and peace of mind.

 

  LIFE Silver Checking LIFE Gold Checking LIFE Platinum Checking LIFE Prime Checking
Summary A basic checking account that helps you simplify and better manage your day-to-day life Maintain a higher account balance with the benefit of earning interest with great banking features A premium account that rewards you with unlimited banking services A flexible account for customers 50 and over that offers the opportunity to earn interest on your money while incurring no fees or balance requirements
Age Requirements None None None 50 and over
Minimum Opening Balance $100 $100 $100 $100
Minimum Daily Balance None $500 $10,000 None
Monthly Fee (if under minimum balance) $0 $8 $10 None
Interest None Yes, calculated on daily balance method (flat rate) Yes, tiered:
$0 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 and above
Yes, a flat rate on any balance exceeding $750
National Bank of Commerce Debit Card Yes Yes Yes Yes
Complimentary NTouch Online Banking Yes Yes Yes Yes
Complimentary Online Bill Pay Yes Yes Yes Yes
Complimentary Mobile Deposit Yes Yes Yes Yes
Check Discounts Yes Yes Yes Yes
Monthly Image Statement or E-Statements Yes Yes Yes Yes
No Fee Domestic Wires No No Yes Yes
Safe Deposit Box Rental Discount No Yes Yes Yes
No Fee Stop Payments No No Yes Yes

LIFE Silver Checking

Summary

A basic checking account that helps you simplify and better manage your day-to-day life

Age Requirements

None

Minimum Opening Balance      

$100

Minimum Daily Balance

None

Monthly Fee (if under minimum balance)

$0

Interest

None

National Bank of Commerce Debit Card

Yes

Complimentary NTouch Online Banking

Yes

Complimentary Online Bill Pay

Yes

Complimentary Mobile Deposit

Yes

Check Discounts

Yes

Monthly Image Statement or E-Statements

Yes

No Fee Domestic Wires

No

Safe Deposit Box Rental Discount

No

No Fee Stop Payments

No

LIFE Gold Checking

Summary

Maintain a higher account balance with the benefit of earning interest with great banking features

Age Requirements

None

Minimum Opening Balance

$100

Minimum Daily Balance

$500

Monthly Fee (if under minimum balance)

$8

Interest

Yes, calculated on daily balance method (flat rate)

National Bank of Commerce Debit Card

Yes

Complimentary NTouch Online Banking

Yes

Complimentary Online Bill Pay

Yes

Complimentary Mobile Deposit

Yes

Check Discounts

Yes

Monthly Image Statement or E-Statements

Yes

No Fee Domestic Wires

No

Safe Deposit Box Rental Discount

Yes

No Fee Stop Payments

No

LIFE Platinum Checking

Summary

A premium account that rewards you with unlimited banking services

Age Requirements

None

Minimum Opening Balance

$100

Minimum Daily Balance

$10,000

Monthly Fee (if under minimum balance)

$10

Interest

Yes, tiered:
$0 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 and above

National Bank of Commerce Debit Card

Yes

Complimentary NTouch Online Banking

Yes

Complimentary Online Bill Pay

Yes

Complimentary Mobile Deposit

Yes

Check Discounts

Yes

Monthly Image Statement or E-Statements

Yes

No Fee Domestic Wires

Yes

Safe Deposit Box Rental Discount

Yes

No Fee Stop Payments

Yes

LIFE Prime Checking

Summary

A flexible account for custoemrs 50 and over that offers the opportunity to earn interest on your money while incurring no fees or balance requirements

Age Requirements

50 and over

Minimum Opening Balance

$100

Minimum Daily Balance

None

Monthly Fee (if under minimum balance)

None

Interest

Yes, a flat rate with a minimum daily balance of $750

National Bank of Commerce Debit Card

Yes

Complimentary NTouch Online Banking

Yes

Complimentary Online Bill Pay

Yes

Complimentary Mobile Deposit

Yes

Check Discounts

Yes

Monthly Image Statement or E-Statements

Yes

No Fee Domestic Wires

Yes

Safe Deposit Box Rental Discount

Yes

No Fee Stop Payments

Yes

Call a National Bank of Commerce Representative at 877-733-6862 or visit one of our branches to find out how our checking services can offer you convenience and peace of mind.