PERSONAL

LIFE Savings

Savings products can play an important role in reaching your goals and securing your financial future. We offer FDIC-insured savings options that are flexible enough to change as your needs do.

Call us at 877-733-6862, or visit one of our branches to find out how our savings products can help secure your financial future.

     

  Starting LIFE Savings LIFE Savings Preferred Money Market Certificates of Deposit CDARs
Summary Get an early start on saving with this interest bearing account that maintains a parent or guardian as the primary owner of the account. Simple to open and manage, a LIFE Savings account allows you to start small and build as you go. This limited transaction account is perfect for short-term and long-term savings. Perfect for those who want to earn interest and have flexibility in accessing their money. The more money you deposit, the more interest you earn. Saving over a longer period of time? Our CDs offer a flexible choice of maturity terms and earn interest on attractive fixed rates. At maturity, you have the option to renew or put the money towards whatever you like. Enjoy full FDIC insurance on deposits up to $50 million. Sign one agreement with us, earn one interest rate, and receive one regular statement. The perfect solution for many depositors:non-profits, public funds, businesses, individuals, and advisors (trustees, CPAs, financial planners, and lawyers).
Age Requirements 0-19 None None None None
Minimum Opening Balance $5 $100 $100 $500 $10,000
Minimum Daily Balance $0 $100 $1,000 $0 $0
Monthly Fee (if under minimum balance) None $3 $10 None None
Interest Flat Interest Rate Flat Interest Rate Tiered Interest Rates
$0 - $4,999
$5,000 - $24,999
$25,000 - $49,999
$50,000 and above
Fixed rate based on term None
Transactions1 6 withdrawals per month 6 withdrawals per month 6 withdrawals per month None2 None
Complimentary NTouch Online Banking Yes Yes Yes Yes No                 
Complimentary Mobile Deposit Yes Yes Yes No No
Monthly Image Statement or E-Statements Yes Yes Yes No No

1Important Notice: Savings and Money Market Accounts are limited transaction accounts and subject to Regulation D. Transactions not within the limitations may result in excessive withdrawal fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.

2Penalties may be assessed for early withdrawal.

Starting LIFE Savings

Summary

Get an early start on saving with this interest bearing account that maintains a parent or guardian as the primary owner of the account.

Age Requirements

0-19

Minimum Opening Balance

$5

Minimum Daily Balance

$0

Monthly Fee (if under minimum balance)

None

Interest

Flat Interest Rate

Transactions1

6 withdrawals per month

Complimentary NTouch Online Banking

Yes

Complimentary Mobile Deposit

Yes

Monthly Image Statement or E-Statements

Yes

LIFE Savings

Summary

Simple to open and manage, a LIFE Savings account allows you to start small and build as you go. This limited transaction account is perfect for short-term and long-term savings.

Age Requirements

None

Minimum Opening Balance

$100

Minimum Daily Balance

$100

Monthly Fee (if under minimum balance)

$3

Interest

Flat Interest Rate

Transactions1

6 withdrawals per month

Complimentary NTouch Online Banking

Yes

Complimentary Mobile Deposit

Yes

Monthly Image Statement or E-Statements

Yes

Preferred Money Market

Summary

Perfect for those who want to earn interest and have flexibility in accessing their money. The more money you deposit, the more interest you earn.

Age Requirements

None

Minimum Opening Balance

$100

Minimum Daily Balance

$1,000

Monthly Fee (if under minimum balance)

$10

Interest

Tiered Interest Rates
$0 - $4,999
$5,000 - $24,999
$25,000 - $49,999
$50,000 and above

Transactions1

6 withdrawals per month

Complimentary NTouch Online Banking

Yes

Complimentary Mobile Deposit

Yes

Monthly Image Statement or E-Statements

Yes

Certificates of Deposit

Summary

Saving over a longer period of time? Our CDs offer a flexible choice of maturity terms and earn interest on attractive fixed rates. At maturity, you have the option to renew or put the money towards whatever you like.

Age Requirements

None

Minimum Opening Balance

$500

Minimum Daily Balance

$0

Monthly Fee (if under minimum balance)

None

Interest

Fixed rate with a minimum daily balance of $750

Transactions1

None2

Complimentary NTouch Online Banking

Yes

Complimentary Mobile Deposit

No

Monthly Image Statement or E-Statements

No

CDARs

Summary

Enjoy full FDIC insurance on deposits up to $50 million. Sign one agreement with us, earn one interest rate, and receive one regular statement. The perfect solution for many depositors:non-profits, public funds, businesses, individuals, and advisors (trustees, CPAs, financial planners, and lawyers).

Age Requirements

None

Minimum Opening Balance

$10,000

Minimum Daily Balance

$0

Monthly Fee (if under minimum balance)

None

Interest

None

Transactions1

None

Complimentary NTouch Online Banking

No                 

Complimentary Mobile Deposit

No

Monthly Image Statement or E-Statements

No

Starting Life Savings

Summary

Get an early start on saving with this interest bearing account that houses a parent or guardian as the primary owner of the account

Age Requirements

0-19

Minimum Opening Balance

$5

Minimum Daily Balance

$0

Monthly Fee (if under minimum balance)

None

Interest

Flat Interest Rate

Transactions1

6 withdrawals per month

Complimentary NTouch Online Banking

Yes

Complimentary Mobile Deposit

Yes

Monthly Image Statement or E-Statements

Yes

 

LIFE Savings

Summary

Simple to open and manage to allow you to start small and build as you go. This limited transaction account is perfect for short-term and long-term savings!

Age Requirements

None

Minimum Opening Balance

$100

Minimum Daily Balance

$100

Monthly Fee (if under minimum balance)

$3

Interest

Flat Interest Rate

Transactions1

6 withdrawals per month

Complimentary NTouch Online Banking

Yes

Complimentary Mobile Deposit

Yes

Monthly Image Statement or E-Statements

Yes

 

Preferred Money Market

Summary

Perfect for those who want to earn interest and have flexibility in accessing their money. The more money you deposit, the more interest you earn!

Age Requirements

None

Minimum Opening Balance

$1,000

Minimum Daily Balance

$1,000

Monthly Fee (if under minimum balance)

$10

Interest

Tiered Interest Rates
$0 - $4,999
$5,000 - $24,999
$25,000 - $49,999
$50,000 and above

Transactions1

6 withdrawals per month

Complimentary NTouch Online Banking

Yes

Complimentary Mobile Deposit

Yes

Monthly Image Statement or E-Statements

Yes

 

Certificates of Deposit

Summary

Saving over a longer period of time? Our CDs offer a flexible choice of maturity terms and earn interest on attractive fixed rates. At maturity, you have the option to renew or put the money towards whatever you like.

Age Requirements

None

Minimum Opening Balance

$500

Minimum Daily Balance

$0

Monthly Fee (if under minimum balance)

None

Interest

Fixed rate with a minimum daily balance of $750

Transactions1

None2

Complimentary NTouch Online Banking

Yes

Complimentary Mobile Deposit

No

Monthly Image Statement or E-Statements

No

 

CDARs

Summary

Enjoy full FDIC insurance on deposits up to $50 million. Sign one agreement with us, earn one interest rate, and receive one regular statement. The perfect solution for many depositors:non-profits, public funds, businesses, individuals, and advisors (trustees, CPAs, financial planners, and lawyers).

Age Requirements

None

Minimum Opening Balance

$50 million

Minimum Daily Balance

$0

Monthly Fee (if under minimum balance)

$0

Interest

None

Transactions1

None

Complimentary NTouch Online Banking

No

Complimentary Mobile Deposit

No

Monthly Image Statement or E-Statements

No

 

1Important Notice: Savings and Money Market Accounts are limited transaction accounts and subject to Regulation D. Transactions not within the limitations may result in excessive withdrawal fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.

2Penalties may be assessed for early withdrawl.