N Touch Online Banking will be offline for maintenance tonight from 11pm to 2am CST.
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N Touch Online Banking will be offline for maintenance tonight from 11pm to 2am CST.
Learn More
Due to inclement weather, all locations in Georgia will close at 5pm on Wednesday, June 13th.
Details

Goals set. Goals reached.

We offer four checking account options designed to serve you.

Starting LIFE Savings

$
0
Monthly Fee
No minimum daily balance

LIFE Savings

$
3
Monthly Fee
If under $100 minimum daily balance

Preferred Money Market

$
10
Monthly Fee
If under $1,000 minimum daily balance

Certificates of Deposit

$
0
Monthly Fee
No minimum daily balance

CDARs

$
0
Monthly Fee
No minimum daily balance

Personal Savings
Comparison

Age Requirements

Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs

Minimum Opening Balance

Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs

Minimum Daily Balance

Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs

Monthly Fee
(if under minimum balance)

Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs

Interest

Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs

Transactions*

Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs

Complimentary N Touch Online Banking

Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs

Complimentary Mobile Deposit

Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs

Monthly Image Statement
or E-Statements

Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs

We offer five FDIC-insured savings options designed to help you reach your goals

Starting LIFE Savings

$
0
Monthly Fee
No minimum daily balance

LIFE Savings

$
3
Monthly Fee
If under $100 minimum daily balance

Preferred Money Market

$
10
Monthly Fee
If under $1,000 minimum daily balance

Certificates of Deposit

$
0
Monthly Fee
No minimum daily balance

CDARs

$
0
Monthly Fee
No minimum daily balance
Starting LIFE Savings
LIFE Savings
Preferred Money Market
Certificates of Deposit
CDARs
Summary
Get an early start on saving with this interest bearing account that maintains a parent or guardian as the primary owner of the account.
Simple to open and manage, a LIFE Savings account allows you to start small and build as you go. This limited transaction account is perfect for short-term and long-term savings.
Perfect for those who want to earn interest and have flexibility in accessing their money. The more money you deposit, the more interest you earn.
Saving over a longer period of time? Our CDs offer a flexible choice of maturity terms and earn interest on attractive fixed rates. At maturity, you have the option to renew or put the money towards whatever you like.
Enjoy full FDIC insurance on deposits up to $50 million. Sign one agreement with us, earn one interest rate, and receive one regular statement. The perfect solution for many depositors:non-profits, public funds, businesses, individuals, and advisors (trustees, CPAs, financial planners, and lawyers).
Age Requirements
0-19
None
None
None
None
Minimum Opening Balance
$5
$100
$100
$500
$10,000
Minimum Daily Balance
None
$100
$1,000
None
None
Monthly Fee
(if under minimum balance)
None
$3
$10
None
None
Interest
Flat Interest Rate
Flat Interest Rate
Tiered Interest Rates:
$0 - $4,999
$5,000 - $24,999
$25,000 - $49,999
$50,000 and above
Fixed rate based on term
None
Transactions*
6 withdrawals per month
6 withdrawals per month
6 withdrawals per month
None**
None
Complimentary NTouch Online Banking
Complimentary Mobile Deposit
Monthly Image Statement
or E-Statements
*Savings and Money Market Accounts are limited transaction accounts and subject to Regulation D. Transactions not within the limitations may result in excessive withdrawal fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.

**Penalties may be assessed for early withdrawal.
*Savings and Money Market Accounts are limited transaction accounts and subject to Regulation D. Transactions not within the limitations may result in excessive withdrawal fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.

**Penalties may be assessed for early withdrawal.

Start saving today.